Losses can be devastating. The claims process often contributes to this stress, and sometimes results in denial. You shouldn't have to navigate it alone. We're here to help you through any questions you have. We spend a lot of time speaking with potential clients on the phone, and appreciate when we have the opportunity to do so early enough to prevent mistakes. We don't charge for these initial consultations, or anything without a fee agreement.
When we are retained, we work to make payment as transparent and predictable as possible. We generally avoid hourly billing, which can add up quickly and sometimes exceed the value of the lawsuit. Instead, McCray Law Office handles most of its cases on a contingent basis. This means that it is paid a fixed percentage out of the proceeds, if and when you are paid by the insurance company or agent. We like the transparency, predictability, and protection from liability this format gives our clients. It also means that our financial interests are tightly aligned with yours.
We also represent clients on a flat rate basis at Examinations Under Oaths (EUO). This involves a one time fee paid up front for limited representation. Being represented by experienced property insurance attorney at an EUO can increase the odds that a claim will be paid without a costly and time-consuming lawsuit. If you still have to sue, clients are usually better poised for this because they were represented at the EUO.
We have also carefully structured our firm to keep costs down, people safe, and to allow us to serve clients throughout Michigan. So far, we've been able to do this without interruption, and look forward to continuing hone our service, whatever the future may bring.